- 1st Choice Checking
- 1st Choice Plus Checking
- Money Market Deposit Account
- Money Manager Account
- BancLine Overdraft Protection
- Granite Club Checking
- Non-interest bearing account
- No minimum balance required
- Unlimited check writing privileges
- Free check safekeeping
- Free photo debit card
- Interest-bearing account
- Minimum balance required
- Unlimited check writing privileges
- Free check safekeeping
- Free photo debit card
- Interest-bearing account
- Withdrawal and check limitations
- Requires minimum opening deposit
- Minimum balance required <
- Withdrawal limitations
- Requires minimum opening deposit
- Minimum balance required
- Rate adjusts monthly with the 4 week T-bill rate
- Tiered interest bearing account
- No annual fee
- Subject to credit approval
- Checking with no Service Fees.
- When you maintain an average monthly balance of $500
- When you maintain an average monthly balance of $500
- Free Checks
- Free Internet Banking & Bill Payments
- With the click of the mouse, you can transfer money, get balances, view cancelled checks, pay bills online, e-statements, and much more. www.fnbcs.com
- With the click of the mouse, you can transfer money, get balances, view cancelled checks, pay bills online, e-statements, and much more. www.fnbcs.com
- Free Photo Debit Card*
- No monthly service charge for this convenient card to get cash at ATM’s or to make purchases where VISA is accepted.
- No monthly service charge for this convenient card to get cash at ATM’s or to make purchases where VISA is accepted.
- No origination fees for consumer loans*
- Save money on any consumer loan by avoiding fees! It’s the easy way to make home improvements, buy cars, and more. (Appraisal costs, if required, are not included.)
- Save money on any consumer loan by avoiding fees! It’s the easy way to make home improvements, buy cars, and more. (Appraisal costs, if required, are not included.)
- Special CD Rates
- Receive a ¼% increase on any new Certificate of Deposit
- Receive a ¼% increase on any new Certificate of Deposit
- $10 Off Safe Deposit Box Rental
- This offer is available on safe deposit boxes of any size. Offer subject to availability.
- This offer is available on safe deposit boxes of any size. Offer subject to availability.
- No Annual Fee VISA Credit Card
- $100 Off Mortgage Loan Applications*
- Use for financing new homes, second homes, or recreational property.
- Use for financing new homes, second homes, or recreational property.
- Free Direct Deposit
- Free Money Orders & Travelers Card
- Free Notary Services and Signature Guarantees
- Free Annual Financial Review
- Through our PrimeVest Financial Services, Inc. office, you will receive a free review to help you better manage your investments.
- Through our PrimeVest Financial Services, Inc. office, you will receive a free review to help you better manage your investments.
- Free Annual Insurance Policy Review
- Use this benefit to save money on insurance and improve your coverage.
- Use this benefit to save money on insurance and improve your coverage.
- Free appraisal or discount up to $300
- On closing costs through Granite Realty of MN, an affiliate of First National Bank of Cold Spring.
- Extras
- Watch for added perks throughout the year.
*Subject to Approval
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1st National Bank
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