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- 1st Choice Checking
- 1st Choice Plus Checking
- Money Manager Account
- BancLine Overdraft Protection
- Granite Club Checking
- Non-interest bearing account
- No minimum balance required
- Unlimited check writing privileges
- Free check safekeeping
- Free photo debit card
- Interest-bearing account
- Minimum balance required
- Unlimited check writing privileges
- Free check safekeeping
- Free photo debit card
- Interest-bearing account
- Withdrawal and check limitations
- Requires minimum opening deposit
- Minimum balance required <
- Withdrawal limitations
- Requires minimum opening deposit
- Minimum balance required
- Rate adjusts at the Bank's discretion
- Tiered interest bearing account
- No annual fee
- Subject to credit approval
- Checking with no Service Fees.
- When you maintain an average monthly balance of $500
- When you maintain an average monthly balance of $500
- Free Checks
- Free Internet Banking & Bill Payments
- With the click of the mouse, you can transfer money, get balances, view cancelled checks, pay bills online, e-statements, and much more. www.fnbcs.com
- With the click of the mouse, you can transfer money, get balances, view cancelled checks, pay bills online, e-statements, and much more. www.fnbcs.com
- Free Photo Debit Card*
- No monthly service charge for this convenient card to get cash at ATM’s or to make purchases where VISA is accepted.
- No monthly service charge for this convenient card to get cash at ATM’s or to make purchases where VISA is accepted.
- No origination fees for consumer loans*
- Save money on any consumer loan by avoiding fees! It’s the easy way to make home improvements, buy cars, and more. (Appraisal costs, if required, are not included.)
- Save money on any consumer loan by avoiding fees! It’s the easy way to make home improvements, buy cars, and more. (Appraisal costs, if required, are not included.)
- Special CD Rates
- Receive a ¼% increase on any new Certificate of Deposit
- Receive a ¼% increase on any new Certificate of Deposit
- $10 Off Safe Deposit Box Rental
- This offer is available on safe deposit boxes of any size. Offer subject to availability.
- This offer is available on safe deposit boxes of any size. Offer subject to availability.
- No Annual Fee VISA Credit Card
- $100 Off Mortgage Loan Applications*
- Use for financing new homes, second homes, or recreational property.
- Use for financing new homes, second homes, or recreational property.
- Free Direct Deposit
- Free Money Orders & Travelers Card
- Free Notary Services and Signature Guarantees
- Free Annual Financial Review
- Through our PrimeVest Financial Services, Inc. office, you will receive a free review to help you better manage your investments.
- Through our PrimeVest Financial Services, Inc. office, you will receive a free review to help you better manage your investments.
- Free Annual Insurance Policy Review
- Use this benefit to save money on insurance and improve your coverage.
- Use this benefit to save money on insurance and improve your coverage.
- Free appraisal or discount up to $300
- On closing costs through Granite Realty of MN, an affiliate of First National Bank of Cold Spring.
- Extras
- Watch for added perks throughout the year.
*Subject to Approval
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1st National Bank
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 Equal Housing Lender |
 Member FDIC |
| NOTICE:1st National Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. |
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