Thrift Savings

  • $25.00 minimum balance required
  • Interest compounded daily, credited quarterly
  • Quarterly statements
  • withdrawal limitations

Passbook Savings

  • $200 minimum balance required
  • Interest compounded daily, credited quarterly
  • Quarterly statements
  • Withdrawal limitations

Certificates of Deposit

  • Call or check our Rates page for various terms & interest rates
  • $1500 minimum deposit required
  • Penalty for early withdrawal

Individual Retirement Accounts (IRA's)

  • Passbook or Certificates
  • ROTH IRA's; Traditional IRA's; SEP/IRA's; SIMPLE IRA's; HSA's
  • Call or check our Rates page for various terms & interest rates

Penny Savers Club (for 12 and under with legal guardian)

  • Easy to Join
    • Open an account with a minimum of $25
    • Social Security Numbers of child and legal guardian are required

  • Members will receive
    • A Black Lab stuffed animal when you open the account
    • Additional prizes for deposits of $25 or more.
    • Special events during the year
    • Recognition on their birthdays
    • Special savings rate

  • Parent/Guardian of Penny Savers Club members will find
    • A fun way to help your child save for the future
    • A kid friendly environment
    • Peace-of-mind, knowing you are helping teach good money saving habits

Xtreme Teen Savings (for ages 13-17)

  • Easy to Join
    • Just $25 required to open an account
    • Social Security Number of child and legal guardian are required

  • Members will receive
    • FREE GIFT at account opening
    • Low deposit of $250 to earn higher rates in a Certificate of Deposit (CD)
    • Special savings rates and Free Online Banking
    • Recognition on your Birthday

Granite Community Bank
NMLS #405434
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