SAVINGS ACCOUNT RATES
effective as of September 12, 2012
|
|
Savings Product
|
Minimum Balance To obtain APY
|
Current Interest Rate
|
APY *
|
|
Thrift
|
$25.00
|
.20%
|
.20%
|
|
Passbook
|
$200.00
|
.25%
|
.25%
|
|
HSA
|
$25.00
|
.50%
|
.50%
|
|
Xtreme Teen
|
$25.00
|
.50%
|
.50%
|
|
Penny Saver
|
$25.00
|
.50%
|
.50%
|
|
|
|
|
|
|
Money Manager
|
|
|
|
|
Daily balances of
|
|
|
|
|
|
$2,500.00-$9,999.99
|
.25%
|
.25%
|
|
|
$10,000.00-$49,999.99
|
.25%
|
.25%
|
|
|
$50,000.00-$99,999.99
|
.35%
|
.35%
|
|
|
$100,000.00-$249,999.99
|
.45%
|
.45%
|
|
|
$250,000.00-$499,999.99
|
.55%
|
.55%
|
|
|
$500,000.00 AND UP
|
.65%
|
.65%
|
|
|
|
|
|
|
IRA Passbook
|
$0.01
|
.40%
|
.40%
|
*APY = Annual Percentage Yield
Rates are subject to change without notice.
Fees may reduce earnings.
Contact us for more information
|
CHECKING ACCOUNT RATES
effective as of September 12, 2012
|
|
Checking Products
|
Required Balance
|
Current Interest Rate
|
Monthly Charge
|
|
1st Choice
|
0
|
0
|
none
|
|
1st Choice Plus
|
$800.00
|
.10% APY Compounded monthly
|
None with $800 balance
|
APY = Annual Percentage Yield
Rates are subject to change without notice.
Fees may reduce earnings.
Contact us for more information.
|
CERTIFICATE OF DEPOSIT RATES
effective as of September 12, 2012
|
|
CD Product
|
Minimum Balance To obtain APY
|
Current Interest Rate
|
APY *
|
|
3 month
|
$1,500.00
|
.20%
|
.20%
|
|
3 month
|
$5,000.00
|
.20%
|
.20%
|
|
3 month
|
$10,000.00
|
.25%
|
.25%
|
|
|
|
|
|
|
6 month
|
$1,500.00
|
.25%
|
.25%
|
|
6 month
|
$5,000.00
|
.35%
|
.35%
|
|
6 month
|
$10,000.00
|
.40%
|
.40%
|
|
|
|
|
|
|
12 month
|
$1,500.00
|
.35%
|
.35%
|
|
12 month
|
$5,000.00
|
.40%
|
.40%
|
|
12 month
|
$10,000.00
|
.45%
|
.45%
|
|
|
|
|
|
|
18 month
|
$1,500.00
|
.40%
|
.40%
|
|
18 month
|
$5,000.00
|
.45%
|
.45%
|
|
18 month
|
$10,000.00
|
.50%
|
.50%
|
|
|
|
|
|
|
24 month
|
$1,500.00
|
.60%
|
.60%
|
|
24 month
|
$5,000.00
|
.70%
|
.70%
|
|
24 month
|
$10,000.00
|
.75%
|
.75%
|
|
|
|
|
|
|
36 month
|
$1,500.00
|
.75%
|
.75%
|
|
36 month
|
$5,000.00
|
.85%
|
.85%
|
|
36 month
|
$10,000.00
|
1.05%
|
1.05%
|
|
|
|
|
|
|
SPECIALS
|
|
|
|
|
|
|
|
|
|
Xtreme Teen CD
|
$250.00
|
.45%
|
.45%
|
|
IRA 6 month
|
$500.00
|
.50%
|
.50%
|
|
IRA 12 month
|
$500.00
|
.55%
|
.55%
|
|
IRA 36 month
|
$500.00
|
1.10%
|
1.10%
|
APY= Annual Percentage Yield
Rates are subject to change without notice.
A penalty may be assessed for early withdrawal.
Contact us for more information.
|
BUSINESS SAVINGS ACCOUNT RATES
effective as of September 12, 2012
|
|
Savings Product
|
Minimum Balance To obtain APY
|
Current Interest Rate
|
APY *
|
|
Thrift
|
$25.00
|
.20%
|
.20%
|
|
Passbook
|
$200.00
|
.25%
|
.25%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Money Manager
|
|
|
|
|
Daily balances of
|
|
|
|
|
|
$2,500.00-$9,999.9
|
.25%
|
.25%
|
|
|
$10,000.00-$49,999.99
|
.25%
|
.25%
|
|
|
$50,000.00-$99,999.99
|
.35%
|
.35%
|
|
|
$100,000.00-$249,999.99
|
.45%
|
.45%
|
|
|
$250,000.00-$499,999.99
|
.55%
|
.55%
|
|
|
$500,000.00 AND UP
|
.65%
|
.65%
|
APY= Annual Percentage Yield
Rates are subject to change without notice.
Fees may reduce earnings.
Contact us for more information.
|
BUSINESS CHECKING ACCOUNT RATES
effective as of September 12, 2012
|
|
Checking Products
|
Required Balance
|
Current Interest Rate
|
Monthly Charge
|
|
1st Choice
|
0
|
0
|
none
|
APY= Annual Percentage Yield
Rates are subject to change without notice.
Fees may reduce earnings.
Contact us for more information
|
|
 |