SAVINGS ACCOUNT RATES
effective as of July 2, 2008
|
|
Savings Product
|
Minimum Balance To obtain APY
|
Current Interest Rate
|
APY *
|
|
Thrift
|
$25.00
|
.25%
|
.25%
|
|
Passbook
|
$200.00
|
.50%
|
.50%
|
|
Money Market
|
|
|
|
|
Daily balances of
|
$800.00-$2499.99
|
.10%
|
.10%
|
|
|
$2500.00 and up
|
.50%
|
.50%
|
|
|
|
|
|
|
Money Manager
|
|
|
|
|
Daily balances of
|
$10,000.00-$24,999.99
|
.82%
|
.82%
|
|
|
$25,000.00-$49,999.99
|
1.07%
|
1.07%
|
|
|
$50,000.00-$74,999.99
|
1.32%
|
1.33%
|
|
|
$75,000.00-$99,999.99
|
1.57%
|
1.58%
|
|
|
$100,000.00-$249,999.99
|
1.82%
|
1.83%
|
|
|
$250,000.00-$499,999.99
|
2.07%
|
2.09%
|
|
|
$500,000.00 AND UP
|
2.32%
|
2.34%
|
|
|
|
|
|
|
IRA Passbook
|
$0.01
|
1.20%
|
1.21%
|
*APY = Annual Percentage Yield
Rates are subject to change without notice.
Fees may reduce earnings.
Contact us for more information
|
CHECKING ACCOUNT RATES
effective as of July 2, 2008
|
|
Checking Products
|
Required Balance
|
Current Interest Rate
|
Monthly Charge
|
|
1st Choice
|
0
|
0
|
none
|
|
1st Choice Plus
|
$800.00
|
.10% APY Compounded monthly
|
None with $800 balance
|
APY = Annual Percentage Yield
Rates are subject to change without notice.
Fees may reduce earnings.
Contact us for more information.
|
CERTIFICATE OF DEPOSIT RATES
effective as of July 2, 2008
|
|
CD Product
|
Minimum Balance To obtain APY
|
Current Interest Rate
|
APY *
|
|
3 month
|
$1,500.00
|
.90%
|
.90%
|
|
3 month
|
$5,000.00
|
1.20%
|
1.20%
|
|
3 month
|
$10,000.00
|
1.50%
|
1.51%
|
|
|
|
|
|
|
6 month
|
$1,500.00
|
1.45%
|
1.46%
|
|
6 month
|
$5,000.00
|
1.85%
|
1.86%
|
|
6 month
|
$10,000.00
|
2.75%
|
2.77%
|
|
|
|
|
|
|
12 month
|
$1,500.00
|
2.00%
|
2.00%
|
|
12 month
|
$5,000.00
|
2.50%
|
2.50%
|
|
12 month
|
$10,000.00
|
3.05%
|
3.05%
|
|
|
|
|
|
|
18 month
|
$1,500.00
|
2.10%
|
2.11%
|
|
18 month
|
$5,000.00
|
2.60%
|
2.62%
|
|
18 month
|
$10,000.00
|
3.05%
|
3.08%
|
|
|
|
|
|
|
24 month
|
$1,500.00
|
2.10%
|
2.11%
|
|
24 month
|
$5,000.00
|
2.60%
|
2.62%
|
|
24 month
|
$10,000.00
|
3.07%
|
3.09%
|
|
|
|
|
|
|
36 month
|
$1,500.00
|
2.10%
|
2.11%
|
|
36 month
|
$5,000.00
|
2.60%
|
2.62%
|
|
36 month
|
$10,000.00
|
3.07%
|
3.10%
|
|
|
|
|
|
|
SPECIALS
|
|
|
|
|
30 month step-up CD
|
$2,500.00
|
3.30%
|
3.33%
|
|
|
|
|
|
|
IRA 6 month
|
$500.00
|
3.00%
|
3.02%
|
|
IRA 12 month
|
$500.00
|
3.20%
|
3.20%
|
|
IRA 36 month
|
$500.00
|
3.20%
|
3.23%
|
APY= Annual Percentage Yield
Rates are subject to change without notice.
A penalty may be assessed for early withdrawal.
Contact us for more information.
|
BUSINESS SAVINGS ACCOUNT RATES
effective as of July 2, 2008
|
|
Savings Product
|
Minimum Balance To obtain APY
|
Current Interest Rate
|
APY *
|
|
Thrift
|
$25.00
|
.25%
|
.25%
|
|
Passbook
|
$200.00
|
.50%
|
.50%
|
|
|
|
|
|
|
Money Market
|
|
|
|
|
Daily balances of
|
$800.00-$2499.99
|
.10%
|
.10%
|
|
|
$2500.00 and up
|
.50%
|
.50%
|
|
Money Manager
|
|
|
|
|
Daily balances of
|
$10,000.00-$24,999.99
|
.82%
|
.82%
|
|
|
$25,000.00-$49,999.9
|
1.07%
|
1.07%
|
|
|
$50,000.00-$74,999.99
|
1.32%
|
1.33%
|
|
|
$75,000.00-$99,999.99
|
1.57%
|
1.58%
|
|
|
$100,000.00-$249,999.99
|
1.82%
|
1.83%
|
|
|
$250,000.00-$499,999.99
|
2.07%
|
2.09%
|
|
|
$500,000.00 AND UP
|
2.32%
|
2.34%
|
APY= Annual Percentage Yield
Rates are subject to change without notice.
Fees may reduce earnings.
Contact us for more information.
|
BUSINESS CHECKING ACCOUNT RATES
effective as of July 2, 2008
|
|
Checking Products
|
Required Balance
|
Current Interest Rate
|
Monthly Charge
|
|
1st Choice
|
0
|
0
|
none
|
APY= Annual Percentage Yield
Rates are subject to change without notice.
Fees may reduce earnings.
Contact us for more information
|
|
 |